Our web-based financial calculator can serve as a good tool to have during lectures or homework, and because it is web-based, it is never out of reach, as long as a smartphone is nearby. It's not the ability to perform calculations by hand that's important it's the understanding of financial concepts and how to apply them using these handy calculating tools that were invented. While most basic financial calculations can technically be done by hand, professors generally allow students to use financial calculators, even during exams. ![]() Finance Classįor any business student, it is an immensely difficult task to navigate finance courses without a handy financial calculator. Don't forget to choose the correct input for whether payments are made at the beginning or end of compounding periods the choice has large ramifications on the final amount of interest incurred. As another example, what about the evaluation of a business that generates $100 in income every year? What about the payment of a down payment of $30,000 and a monthly mortgage of $1,000? For these questions, the payment formula is quite complex, so it is best left in the hands of our Finance Calculator, which can help evaluate all these situations with the inclusion of the PMT function. ![]() Otherwise, they have no conclusive evidence that suggests they should invest so much money into a rental property. Investors may wonder what the cash flow of $1,000 per month for 10 years is worth. Take, for instance, a rental property that brings in rental income of $1,000 per month, a recurring cash flow. PMT or periodic payment is an inflow or outflow amount that occurs at each period of a financial stream.
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For that please click on ' Download Configuration' and download the config file to your computer (it's recommended that you create a special folder for the config, somewhere accessible like your Desktop and Extract/Copy the contents of the. This is NOT your regular CyberGhost account Password, it's used only to authenticate with our servers via Manual Configurations. Password (you need to check the "Show Password" option in order to see it): A solely for protocol usage generated password.This is NOT your regular CyberGhost account user name, it's used only to authenticate with our servers via Manual Configurations. User name: A solely for this protocol generated user name.The actual single server to be used will be chosen automatically by CyberGhost. Note: This address changes with every country you have chosen in the step before. Server group: This is the address of the country (server) you want to be connected with, e.g.Once the new page is opened, your connection credentials are generated for you but make note of the following information: To view the OpenVPN credentials that are generated for you on the configuration dashboard, press ' View'. Once the desired parameters are chosen, save them with « Save Configuration » Choose this version, if you have recurrent connection issues such as sudden disconnections. TCP allows more stable connections than the UDP version, but is a bit slower. UDP allows higher speed than the TCP version, but can result in broken downloads in some cases. Server group: Choose the server group and the OpenVPN protocol (UDP or TCP) you want to use:.Country: Since native protocol connections may only be used with exactly one server you now have to choose the country you want to surf from the server to be used in this country will be chosen by CyberGhost automatically.Visit your CyberGhost VPN online account and login with your Premium Username and PasswordĬlick on section 'VPN' from the left-side menu, scroll down the page and click ' Configure Device'.Ĭhoose your desired protocol, in our example: OpenVPNand your preferred countryand server group, as described below.Īlso, type in a Device name to assign to your device, then configure the parameters for the new device. Info for prepaid subscribers: How to enter an activation key Info: How to purchase or upgrade a subscription ![]() ![]() Info: Here's how to manage your CyberGhost account Info: Here's how to create a CyberGhost account online Please make sure the following requirements are met: ![]() In both cases, the messaging app Slack was a major point of entry, where it’s likely that information shared between staff members was used to gain further access to sensitive data. Teapotuberhacker also claims responsibility for a recent Uber data breach, and the techniques used appear similar. The 90 videos were posted there, he says, and were easily downloaded. The hacker says the footage was obtained by breaking into Rockstar’s Slack channel, the communication platform used for internal collaboration. ![]() ![]() GTA publisher Take-Two Interactive has acknowledged the leak, and has been sending takedown requests to YouTube under The Digital Millennium Copyright Act, affirming that the company holds the copyright to the posted footage. Yes, according to our sources – and besides, it would be difficult to fake the sheer quantity of work involved without devoting significant resources. The scene is voice-acted and fluidly animated, but still unpolished, with character models and scenery having none of the detail expected from a finished game.Įven given the unfinished nature of the clips, with debug commands and technical information overlaid, the leaked footage appears to confirm many reported details about the game, including the presence of a female playable character in the single-player campaign for the first time, and the setting of modern-day Vice City, the GTA world’s equivalent of Miami, which featured in 2002’s Grand Theft Auto: Vice City. In one, a female player character holds up a diner, pointing a pistol at the cashier who places stacks of dollars on the counter, before the player picks up the money and moves on. In others, characters alternately walk and run to test animation progressions. Some of the footage is simple short clips of animation tests: one such video shows a figure leaning out of the window of a car armed with a rifle, aiming in a smooth circle. A large amount of clearly work-in-progress gameplay, from all stages of development. ![]() Click the Upload button or drag and drop the files you want to convert into the web interface. You can upload multiple files at once and convert them in a batch. Online Uniconverter is a web-based file converter that can convert audio, video or picture files. Outputs to: AAC, AIF, AIFF, AIFC, AMR, AU, CAF, FLAC, GSM, M3U, M4A, M4R, MOV, MP3, MPC, OGG, OPUS, PLS, RAW, RSS, SPX, VOX, WAV, WMA, WPL Online Uniconverter Input file types: 3GP, AAC, ACT, RCD, RED, AIF, AIFF, AIFC, AMR, APE, AUP, AU, ASF, AVI, CAF, CDA, DART, DCT, DS2, DSS, DVF, FLAC, FLV, GSM, M3U, M4A, M4R, MID, MOD, MOH, MOV, MP2, MP3, MPC, MPGA, MPG, MPEG, MSV, OGG, OPUS, PLS, QCP, RA, RAR, REC, RSS, SHN, SPX, VOC, VOX, WAV, WMA, WMV, WPL, WV Drag and drop files to convert, select the output format from the popup list at the bottom and click “Convert.” Switch will also let you edit a file’s audio tags. Its interface is less clean than MediaHuman’s but easy to understand and its conversion is about as fast. Switch is another desktop audio conversion tool that is available for Windows and Mac. Outputs to: AAC, AC-3, AIFF, ALAC, FLAC, M4R, MP3, OGG, OPUS, WAV and WMA formats. Input file types: 3GPP, 3GPP2, AAC, AC3, AIFC, AIFF, aLaw, AMR, APE, AU, AWB, CAF, DSF, DTS, FLAC, MP3, MP2, M4B, OGG, OPUS, RA, ringtones, SHN, SPX, WAV, WMA, and a number of video file formats. Just drag and drop files onto the screen, select the file type to convert to, and click the start conversion button. It has a simple interface and is relatively fast. MediaHuman Audio Converter is a desktop audio conversion tool that is available for Windows, Mac, and Ubuntu. Outputs to: AAC, AC3, FLAC, M4A, M4R, MP3, MP4, OGG, WAV, WMA MediaHuman Audio Converter Input file types: 3GA, AAC, AC3, AIFF, AIFC, AMR, APE, CAF, FLAC, M4A, M4B, M4R, MIDI, MP3, OGG, OGA, RA, RAM, WAV, WMA Zamzar is working on a desktop version for PC and Mac. Zamzar’s free version will only convert files up to 50 MB in size and its conversion time is relatively slow. ![]() When the conversion is done, click the Download button to download your file. Upload your file(s) using the “Add Files…” button on their web site then select the output format you want (if you upload an audio file, it will automatically limit the output options to audio file types). Zamzar is an online conversion tool that works with multiple document types. While for-pay converters may offer more options and better interfaces, there are a number of free audio file converters that work just as well and can satisfy the needs of creators with basic requirements. You can even legally extract audio from streaming services you might subscribe to, such as Spotify, Apple Music, or Amazon Music, as long as it’s for your personal, at-home use (per the Audio Home Recording Act of 1992, Subchapter D). You also might want to extract audio from other media, like video files or CDs. A good converter will let you set up multiple files to convert to the same or different output types, so you can start a batch conversion then get a cup of coffee while you wait for it to finish. If you have multiple files, you don’t want to have to process them one at a time. ![]() Depending on your internet connection speed, a desktop converter might have an advantage with an online converter, you have to take the upload and subsequent download time into account. But if you’re converting an entire music library or a two-hour presentation, the speed will matter. ![]() If you’re just converting one small file, speed may not be much of an issue. Even if your current need is for one type of file, though, your needs next week might be different, so it’s helpful to have a tool that can “read” and “speak” as many different formats as possible. Ability to import and export a variety of formats.īecause audio files come in so many formats, you may need a tool that can read a particular format and export to another format. Not all audio converters are alike, so look for the following attributes.ġ. Important attributes of an audio converter It’s sort of like translating a book from English to French. Not all applications know all algorithms, so it’s the job of an audio converter to read a file encoded with one algorithm and translate it to another. In order for an application to be able to play an audio file, it has to know the algorithm that the file was encoded with. Audio file types are each encoded using a particular algorithm. Knowing how close you are to achieving your weight loss goal is the greatest consolation you can have when you go through your weight loss spreadsheet. Details regarding the total weight you have lost.Your planned weight loss activities description such as cycling, running, walking, and more.Your caloric intake and your diet plan description.The values that indicate how much weight you lose.The dates that indicate when you record the details regarding your progress.Include the following information in the template You should have a weight tracker chart or spreadsheet for this reason in order to track your weight loss progress weekly. When you have competition with someone else, it provides you motivation as your aim will be to be the first to reach your goals. You can track your activities and weight loss in it. You have to select a weight loss spreadsheet that includes all of the essential details about your weight loss process. What to include in a weight loss spreadsheet? Thus, it becomes easier for you to reach your goal weight. When you look at the recordings on the template and you see there are positive changes in your weight, this motivates you to strive harder. By doing so, you become able to check your progress in your weight-loss program. Every time you step on a weighing scale, it becomes important to update your spreadsheet. Moreover, keeping track of your weight for a particular period of time is the most important function of a weight loss tracker template. There are various reasons that why an individual would want to either lose weight or gain it. Some may want to lose the extra pounds, while some try to gain more weight. It has become very common to track weight, particularly with women. The significance of a weight loss spreadsheet: Here you can also describe your own personal target weight. This app has a BMI (body mass index) calculator which calculates your BMI and your ideal weight. 14 The benefits of using a printable weight loss chart:Ī weight loss tracker is an app that helps you in weight control and assists you to lose weight or achieve your weight goal.13 Do you require a fitness tracker or a smartwatch?.11 Do activity tracker help with the weight loss?. ![]() ![]() 10.1 The calories you want to consume daily.9 Some features of the weight tracking template:.8 Why should you use the weight tracking template?.5 Different ways to monitor weight loss:.3 What to include in a weight loss spreadsheet?.2 The significance of a weight loss spreadsheet:. ![]() Don't click on the link below if you've got other pressing needs in life. And the towers are awesome too - different towers shoot different sorts of laser to attack the various creeps, and they work together, so that nearby towers form fighting teams. Instead, you summon them on your own, which give you time between each attack-wave to think about your tower strategy. The mazes are already set up on a grid, and the creeps - they're called vectoids here - don't come at you automatically. But whereas DTT was all about speed, VTD is more thinkey. Vector TD shares Desktop TD's main goal - bad dudes come in through a maze, and you've got to set up towers along the way to stop them. Vector TD was created by David Scott, a long-time tower-defense game builder who now collaborates with Paul Preece, Desktop TD's creator. So now that you're out of rehab and looking so good, I almost feel bad about telling you about the hot new tower defense game that hit the Web this week. (Besides, you could quit anytime you wanted.) The cat needed feeding and your toddler was out of diapers, but if you had just one more try, you'd lick this game and get to everything else. Desktop Tower Defense, a beautiful game in which you set up a maze of shooting towers to keep bad guys ("creeps") from running from one side of your desk to the other, was quite simple to grasp, but so hard to master that every time you lost, you had to press the button to play again. Well, it wasn't exactly a virus - it was actually a Flash game, but one so giddily addictive that it would destroy, for days and weeks at a time, the productive capacities of anyone in its path. In March, a strange virus felled large swaths of the tech blogosphere. |
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